Affirm is an alternative financing option to credit cards. Choosing Affirm means that you can receive your purchase right away but you won’t have to pay for it in its entirety up front. Instead, you can pay for your purchase in monthly installments.
Choose Affirm at checkout and find out if you qualify by providing the basic information that is requested. Our partner Affirm is committed to keeping your personal information secure and uses its technology to encrypt that data. If you are offered loan terms that are satisfactory to you and have finished shopping, you can check out and complete your purchase right from Affirm’s application window. When your loan has started, Affirm will reach out to you directly to manage payments.
Creating an Affirm account and seeing if you qualify will not affect your credit score. If you decide to buy with Affirm, these things may affect your credit score: making a purchase with Affirm, your payment history with Affirm, how much credit you've used, and how long you’ve had credit.
Affirm doesn’t charge any fees. That means no late fees, no prepayment fees, no annual fees, and no fees to open or close your account. Depending on the size of your purchase, your payment plan may include interest. You’ll never owe more interest than you agree to on day one—so you always know exactly what you’re getting into.
Visit the Affirm Help Center.
Payment options through Affirm are subject to an eligibility check, may not be available in all states, and are provided by these lending partners: affirm.com/lenders. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lender license.
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